Homeowner Insurance Costs in Lorain County, OH
How much does homeowner insurance cost in Lorain County? Here's what to expect.
Est. Annual Premium
$1,055
Monthly Cost
$88
Median Home Value
$191,900
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$191,900
Personal Property (C)$95,950
Liability (E)$300,000
Deductible$1,919
Cost Context
Homeownership Rate72.9%
Median Income$67,272
Property Tax Rate1.5%
Population313,101
About Insurance in Lorain County
Homeowner insurance in Lorain County, Ohio costs an estimated $1,055 per year for a median-value home of $191,900. This represents approximately 1.6% of the median household income of $67,272.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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