Homeowner Insurance Costs in Franklin County, OH

How much does homeowner insurance cost in Franklin County? Here's what to expect.

Est. Annual Premium

$1,337

Monthly Cost

$111

Median Home Value

$243,100

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$243,100
Personal Property (C)$121,550
Liability (E)$300,000
Deductible$2,431

Cost Context

Homeownership Rate53.5%
Median Income$71,070
Property Tax Rate1.6%
Population1,318,149

About Insurance in Franklin County

Homeowner insurance in Franklin County, Ohio costs an estimated $1,337 per year for a median-value home of $243,100. This represents approximately 1.9% of the median household income of $71,070.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Ohio

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.