Homeowner Insurance Costs in Summit County, OH

How much does homeowner insurance cost in Summit County? Here's what to expect.

Est. Annual Premium

$1,004

Monthly Cost

$84

Median Home Value

$182,500

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$182,500
Personal Property (C)$91,250
Liability (E)$300,000
Deductible$1,825

Cost Context

Homeownership Rate66.9%
Median Income$68,360
Property Tax Rate1.6%
Population539,361

About Insurance in Summit County

Homeowner insurance in Summit County, Ohio costs an estimated $1,004 per year for a median-value home of $182,500. This represents approximately 1.5% of the median household income of $68,360.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Ohio

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.