Homeowner Insurance Costs in Belmont County, OH

How much does homeowner insurance cost in Belmont County? Here's what to expect.

Est. Annual Premium

$716

Monthly Cost

$60

Median Home Value

$130,200

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$130,200
Personal Property (C)$65,100
Liability (E)$300,000
Deductible$1,302

Cost Context

Homeownership Rate74.5%
Median Income$56,943
Property Tax Rate1.1%
Population66,554

About Insurance in Belmont County

Homeowner insurance in Belmont County, Ohio costs an estimated $716 per year for a median-value home of $130,200. This represents approximately 1.3% of the median household income of $56,943.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Ohio

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.