Homeowner Insurance Costs in Champaign County, OH
How much does homeowner insurance cost in Champaign County? Here's what to expect.
Est. Annual Premium
$918
Monthly Cost
$77
Median Home Value
$166,900
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$166,900
Personal Property (C)$83,450
Liability (E)$300,000
Deductible$1,669
Cost Context
Homeownership Rate76.3%
Median Income$70,486
Property Tax Rate1.1%
Population38,715
About Insurance in Champaign County
Homeowner insurance in Champaign County, Ohio costs an estimated $918 per year for a median-value home of $166,900. This represents approximately 1.3% of the median household income of $70,486.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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