Homeowner Insurance Costs in Delaware County, OH

How much does homeowner insurance cost in Delaware County? Here's what to expect.

Est. Annual Premium

$2,162

Monthly Cost

$180

Median Home Value

$393,000

% of Income

1.7%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$393,000
Personal Property (C)$196,500
Liability (E)$300,000
Deductible$3,930

Cost Context

Homeownership Rate78.9%
Median Income$123,995
Property Tax Rate1.7%
Population216,074

About Insurance in Delaware County

Homeowner insurance in Delaware County, Ohio costs an estimated $2,162 per year for a median-value home of $393,000. This represents approximately 1.7% of the median household income of $123,995.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Ohio

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.