Homeowner Insurance Costs in Madison County, OH
How much does homeowner insurance cost in Madison County? Here's what to expect.
Est. Annual Premium
$1,107
Monthly Cost
$92
Median Home Value
$201,200
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$201,200
Personal Property (C)$100,600
Liability (E)$300,000
Deductible$2,012
Cost Context
Homeownership Rate75.9%
Median Income$77,062
Property Tax Rate1.1%
Population43,961
About Insurance in Madison County
Homeowner insurance in Madison County, Ohio costs an estimated $1,107 per year for a median-value home of $201,200. This represents approximately 1.4% of the median household income of $77,062.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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