Homeowner Insurance Costs in Mercer County, OH
How much does homeowner insurance cost in Mercer County? Here's what to expect.
Est. Annual Premium
$1,060
Monthly Cost
$88
Median Home Value
$192,800
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$192,800
Personal Property (C)$96,400
Liability (E)$300,000
Deductible$1,928
Cost Context
Homeownership Rate78.8%
Median Income$73,278
Property Tax Rate1.1%
Population42,321
About Insurance in Mercer County
Homeowner insurance in Mercer County, Ohio costs an estimated $1,060 per year for a median-value home of $192,800. This represents approximately 1.4% of the median household income of $73,278.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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