Homeowner Insurance Costs in Miami County, OH
How much does homeowner insurance cost in Miami County? Here's what to expect.
Est. Annual Premium
$1,050
Monthly Cost
$88
Median Home Value
$190,900
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$190,900
Personal Property (C)$95,450
Liability (E)$300,000
Deductible$1,909
Cost Context
Homeownership Rate73.4%
Median Income$71,440
Property Tax Rate1.0%
Population108,818
About Insurance in Miami County
Homeowner insurance in Miami County, Ohio costs an estimated $1,050 per year for a median-value home of $190,900. This represents approximately 1.5% of the median household income of $71,440.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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