Homeowner Insurance Costs in Preble County, OH

How much does homeowner insurance cost in Preble County? Here's what to expect.

Est. Annual Premium

$873

Monthly Cost

$73

Median Home Value

$158,700

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$158,700
Personal Property (C)$79,350
Liability (E)$300,000
Deductible$1,587

Cost Context

Homeownership Rate79.9%
Median Income$66,355
Property Tax Rate1.1%
Population40,929

About Insurance in Preble County

Homeowner insurance in Preble County, Ohio costs an estimated $873 per year for a median-value home of $158,700. This represents approximately 1.3% of the median household income of $66,355.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Ohio

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.