Homeowner Insurance Costs in Shelby County, OH
How much does homeowner insurance cost in Shelby County? Here's what to expect.
Est. Annual Premium
$958
Monthly Cost
$80
Median Home Value
$174,200
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$174,200
Personal Property (C)$87,100
Liability (E)$300,000
Deductible$1,742
Cost Context
Homeownership Rate74.1%
Median Income$73,502
Property Tax Rate1.1%
Population48,145
About Insurance in Shelby County
Homeowner insurance in Shelby County, Ohio costs an estimated $958 per year for a median-value home of $174,200. This represents approximately 1.3% of the median household income of $73,502.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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