Homeowner Insurance Costs in Wayne County, OH
How much does homeowner insurance cost in Wayne County? Here's what to expect.
Est. Annual Premium
$1,044
Monthly Cost
$87
Median Home Value
$189,800
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$189,800
Personal Property (C)$94,900
Liability (E)$300,000
Deductible$1,898
Cost Context
Homeownership Rate75.3%
Median Income$70,320
Property Tax Rate1.3%
Population116,680
About Insurance in Wayne County
Homeowner insurance in Wayne County, Ohio costs an estimated $1,044 per year for a median-value home of $189,800. This represents approximately 1.5% of the median household income of $70,320.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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