Homeowner Insurance Costs in Wood County, OH

How much does homeowner insurance cost in Wood County? Here's what to expect.

Est. Annual Premium

$1,118

Monthly Cost

$93

Median Home Value

$203,300

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$203,300
Personal Property (C)$101,650
Liability (E)$300,000
Deductible$2,033

Cost Context

Homeownership Rate64.1%
Median Income$70,537
Property Tax Rate1.4%
Population131,564

About Insurance in Wood County

Homeowner insurance in Wood County, Ohio costs an estimated $1,118 per year for a median-value home of $203,300. This represents approximately 1.6% of the median household income of $70,537.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Ohio

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.

Homeowner Insurance Costs in Wood County, OH | Veloqua | Veloqua