Homeowner Insurance Costs in Bradford County, PA

How much does homeowner insurance cost in Bradford County? Here's what to expect.

Est. Annual Premium

$933

Monthly Cost

$78

Median Home Value

$169,700

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$169,700
Personal Property (C)$84,850
Liability (E)$300,000
Deductible$1,697

Cost Context

Homeownership Rate72.4%
Median Income$60,650
Property Tax Rate1.2%
Population60,159

About Insurance in Bradford County

Homeowner insurance in Bradford County, Pennsylvania costs an estimated $933 per year for a median-value home of $169,700. This represents approximately 1.5% of the median household income of $60,650.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Pennsylvania

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.