Homeowner Insurance Costs in Elk County, PA
How much does homeowner insurance cost in Elk County? Here's what to expect.
Est. Annual Premium
$670
Monthly Cost
$56
Median Home Value
$121,900
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$121,900
Personal Property (C)$60,950
Liability (E)$300,000
Deductible$1,219
Cost Context
Homeownership Rate79.1%
Median Income$61,672
Property Tax Rate1.4%
Population30,886
About Insurance in Elk County
Homeowner insurance in Elk County, Pennsylvania costs an estimated $670 per year for a median-value home of $121,900. This represents approximately 1.1% of the median household income of $61,672.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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