Homeowner Insurance Costs in Erie County, PA

How much does homeowner insurance cost in Erie County? Here's what to expect.

Est. Annual Premium

$881

Monthly Cost

$73

Median Home Value

$160,200

% of Income

1.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$160,200
Personal Property (C)$80,100
Liability (E)$300,000
Deductible$1,602

Cost Context

Homeownership Rate68.0%
Median Income$59,396
Property Tax Rate1.7%
Population270,495

About Insurance in Erie County

Homeowner insurance in Erie County, Pennsylvania costs an estimated $881 per year for a median-value home of $160,200. This represents approximately 1.5% of the median household income of $59,396.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Pennsylvania

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.