Homeowner Insurance Costs in Jefferson County, PA

How much does homeowner insurance cost in Jefferson County? Here's what to expect.

Est. Annual Premium

$666

Monthly Cost

$56

Median Home Value

$121,100

% of Income

1.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$121,100
Personal Property (C)$60,550
Liability (E)$300,000
Deductible$1,211

Cost Context

Homeownership Rate74.7%
Median Income$56,607
Property Tax Rate1.2%
Population44,326

About Insurance in Jefferson County

Homeowner insurance in Jefferson County, Pennsylvania costs an estimated $666 per year for a median-value home of $121,100. This represents approximately 1.2% of the median household income of $56,607.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Pennsylvania

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.