Homeowner Insurance Costs in Luzerne County, PA
How much does homeowner insurance cost in Luzerne County? Here's what to expect.
Est. Annual Premium
$838
Monthly Cost
$70
Median Home Value
$152,400
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Cost Context
About Insurance in Luzerne County
Homeowner insurance in Luzerne County, Pennsylvania costs an estimated $838 per year for a median-value home of $152,400. This represents approximately 1.4% of the median household income of $60,836.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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