Homeowner Insurance Costs in Potter County, PA

How much does homeowner insurance cost in Potter County? Here's what to expect.

Est. Annual Premium

$744

Monthly Cost

$62

Median Home Value

$135,200

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$135,200
Personal Property (C)$67,600
Liability (E)$300,000
Deductible$1,352

Cost Context

Homeownership Rate80.0%
Median Income$56,491
Property Tax Rate1.4%
Population16,390

About Insurance in Potter County

Homeowner insurance in Potter County, Pennsylvania costs an estimated $744 per year for a median-value home of $135,200. This represents approximately 1.3% of the median household income of $56,491.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Pennsylvania

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.