Homeowner Insurance Costs in Davison County, SD

How much does homeowner insurance cost in Davison County? Here's what to expect.

Est. Annual Premium

$980

Monthly Cost

$82

Median Home Value

$178,100

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$178,100
Personal Property (C)$89,050
Liability (E)$300,000
Deductible$1,781

Cost Context

Homeownership Rate62.8%
Median Income$55,606
Property Tax Rate1.3%
Population19,966

About Insurance in Davison County

Homeowner insurance in Davison County, South Dakota costs an estimated $980 per year for a median-value home of $178,100. This represents approximately 1.8% of the median household income of $55,606.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.