Homeowner Insurance Costs in Day County, SD
How much does homeowner insurance cost in Day County? Here's what to expect.
Est. Annual Premium
$741
Monthly Cost
$62
Median Home Value
$134,800
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$134,800
Personal Property (C)$67,400
Liability (E)$300,000
Deductible$1,348
Cost Context
Homeownership Rate74.8%
Median Income$57,558
Property Tax Rate1.1%
Population5,485
About Insurance in Day County
Homeowner insurance in Day County, South Dakota costs an estimated $741 per year for a median-value home of $134,800. This represents approximately 1.3% of the median household income of $57,558.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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