Homeowner Insurance Costs in Gregory County, SD

How much does homeowner insurance cost in Gregory County? Here's what to expect.

Est. Annual Premium

$600

Monthly Cost

$50

Median Home Value

$109,100

% of Income

1.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$109,100
Personal Property (C)$54,550
Liability (E)$300,000
Deductible$1,091

Cost Context

Homeownership Rate76.4%
Median Income$48,272
Property Tax Rate1.3%
Population3,983

About Insurance in Gregory County

Homeowner insurance in Gregory County, South Dakota costs an estimated $600 per year for a median-value home of $109,100. This represents approximately 1.2% of the median household income of $48,272.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.