Homeowner Insurance Costs in Hand County, SD
How much does homeowner insurance cost in Hand County? Here's what to expect.
Est. Annual Premium
$825
Monthly Cost
$69
Median Home Value
$150,000
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$150,000
Personal Property (C)$75,000
Liability (E)$300,000
Deductible$1,500
Cost Context
Homeownership Rate69.1%
Median Income$72,857
Property Tax Rate0.8%
Population3,075
About Insurance in Hand County
Homeowner insurance in Hand County, South Dakota costs an estimated $825 per year for a median-value home of $150,000. This represents approximately 1.1% of the median household income of $72,857.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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