Homeowner Insurance Costs in Hutchinson County, SD

How much does homeowner insurance cost in Hutchinson County? Here's what to expect.

Est. Annual Premium

$791

Monthly Cost

$66

Median Home Value

$143,800

% of Income

1.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$143,800
Personal Property (C)$71,900
Liability (E)$300,000
Deductible$1,438

Cost Context

Homeownership Rate76.7%
Median Income$69,139
Property Tax Rate1.2%
Population7,401

About Insurance in Hutchinson County

Homeowner insurance in Hutchinson County, South Dakota costs an estimated $791 per year for a median-value home of $143,800. This represents approximately 1.1% of the median household income of $69,139.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.