Homeowner Insurance Costs in Oglala Lakota County, SD

How much does homeowner insurance cost in Oglala Lakota County? Here's what to expect.

Est. Annual Premium

$257

Monthly Cost

$21

Median Home Value

$46,700

% of Income

0.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$46,700
Personal Property (C)$23,350
Liability (E)$300,000
Deductible$467

Cost Context

Homeownership Rate50.6%
Median Income$32,279
Property Tax RateN/A
Population13,695

About Insurance in Oglala Lakota County

Homeowner insurance in Oglala Lakota County, South Dakota costs an estimated $257 per year for a median-value home of $46,700. This represents approximately 0.8% of the median household income of $32,279.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.