Homeowner Insurance Costs in Spink County, SD
How much does homeowner insurance cost in Spink County? Here's what to expect.
Est. Annual Premium
$595
Monthly Cost
$50
Median Home Value
$108,200
% of Income
0.9%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$108,200
Personal Property (C)$54,100
Liability (E)$300,000
Deductible$1,082
Cost Context
Homeownership Rate74.0%
Median Income$65,795
Property Tax Rate1.3%
Population6,355
About Insurance in Spink County
Homeowner insurance in Spink County, South Dakota costs an estimated $595 per year for a median-value home of $108,200. This represents approximately 0.9% of the median household income of $65,795.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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