Homeowner Insurance Costs in Stanley County, SD

How much does homeowner insurance cost in Stanley County? Here's what to expect.

Est. Annual Premium

$937

Monthly Cost

$78

Median Home Value

$170,400

% of Income

1.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$170,400
Personal Property (C)$85,200
Liability (E)$300,000
Deductible$1,704

Cost Context

Homeownership Rate83.7%
Median Income$82,298
Property Tax Rate1.4%
Population2,979

About Insurance in Stanley County

Homeowner insurance in Stanley County, South Dakota costs an estimated $937 per year for a median-value home of $170,400. This represents approximately 1.1% of the median household income of $82,298.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in South Dakota

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.