Homeowner Insurance Costs in Todd County, SD
How much does homeowner insurance cost in Todd County? Here's what to expect.
Est. Annual Premium
$223
Monthly Cost
$19
Median Home Value
$40,500
% of Income
0.7%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$40,500
Personal Property (C)$20,250
Liability (E)$300,000
Deductible$405
Cost Context
Homeownership Rate43.0%
Median Income$33,792
Property Tax Rate2.5%
Population9,353
About Insurance in Todd County
Homeowner insurance in Todd County, South Dakota costs an estimated $223 per year for a median-value home of $40,500. This represents approximately 0.7% of the median household income of $33,792.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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