Homeowner Insurance Costs in Apache County, AZ

How much does homeowner insurance cost in Apache County? Here's what to expect.

Est. Annual Premium

$343

Monthly Cost

$29

Median Home Value

$62,400

% of Income

0.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$62,400
Personal Property (C)$31,200
Liability (E)$300,000
Deductible$624

Cost Context

Homeownership Rate80.0%
Median Income$37,483
Property Tax Rate0.8%
Population66,054

About Insurance in Apache County

Homeowner insurance in Apache County, Arizona costs an estimated $343 per year for a median-value home of $62,400. This represents approximately 0.9% of the median household income of $37,483.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Arizona

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.