Homeowner Insurance Costs in Churchill County, NV

How much does homeowner insurance cost in Churchill County? Here's what to expect.

Est. Annual Premium

$1,404

Monthly Cost

$117

Median Home Value

$255,200

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$255,200
Personal Property (C)$127,600
Liability (E)$300,000
Deductible$2,552

Cost Context

Homeownership Rate66.9%
Median Income$69,922
Property Tax Rate0.6%
Population25,409

About Insurance in Churchill County

Homeowner insurance in Churchill County, Nevada costs an estimated $1,404 per year for a median-value home of $255,200. This represents approximately 2% of the median household income of $69,922.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Nevada

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.