Homeowner Insurance Costs in Lyon County, NV

How much does homeowner insurance cost in Lyon County? Here's what to expect.

Est. Annual Premium

$1,728

Monthly Cost

$144

Median Home Value

$314,200

% of Income

2.5%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$314,200
Personal Property (C)$157,100
Liability (E)$300,000
Deductible$3,142

Cost Context

Homeownership Rate76.4%
Median Income$70,026
Property Tax Rate0.5%
Population59,435

About Insurance in Lyon County

Homeowner insurance in Lyon County, Nevada costs an estimated $1,728 per year for a median-value home of $314,200. This represents approximately 2.5% of the median household income of $70,026.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Nevada

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.