Homeowner Insurance Costs in Elko County, NV
How much does homeowner insurance cost in Elko County? Here's what to expect.
Est. Annual Premium
$1,508
Monthly Cost
$126
Median Home Value
$274,200
% of Income
1.7%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$274,200
Personal Property (C)$137,100
Liability (E)$300,000
Deductible$2,742
Cost Context
Homeownership Rate68.4%
Median Income$87,755
Property Tax Rate0.5%
Population53,600
About Insurance in Elko County
Homeowner insurance in Elko County, Nevada costs an estimated $1,508 per year for a median-value home of $274,200. This represents approximately 1.7% of the median household income of $87,755.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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