Homeowner Insurance Costs in Nye County, NV

How much does homeowner insurance cost in Nye County? Here's what to expect.

Est. Annual Premium

$1,295

Monthly Cost

$108

Median Home Value

$235,500

% of Income

2.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$235,500
Personal Property (C)$117,750
Liability (E)$300,000
Deductible$2,355

Cost Context

Homeownership Rate75.1%
Median Income$53,602
Property Tax Rate0.5%
Population51,698

About Insurance in Nye County

Homeowner insurance in Nye County, Nevada costs an estimated $1,295 per year for a median-value home of $235,500. This represents approximately 2.4% of the median household income of $53,602.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Nevada

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.