Homeowner Insurance Costs in Clark County, NV

How much does homeowner insurance cost in Clark County? Here's what to expect.

Est. Annual Premium

$2,028

Monthly Cost

$169

Median Home Value

$368,800

% of Income

2.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$368,800
Personal Property (C)$184,400
Liability (E)$300,000
Deductible$3,688

Cost Context

Homeownership Rate56.2%
Median Income$69,911
Property Tax Rate0.5%
Population2,265,926

About Insurance in Clark County

Homeowner insurance in Clark County, Nevada costs an estimated $2,028 per year for a median-value home of $368,800. This represents approximately 2.9% of the median household income of $69,911.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Nevada

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.