Homeowner Insurance Costs in Bexar County, TX

How much does homeowner insurance cost in Bexar County? Here's what to expect.

Est. Annual Premium

$1,223

Monthly Cost

$102

Median Home Value

$222,300

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$222,300
Personal Property (C)$111,150
Liability (E)$300,000
Deductible$2,223

Cost Context

Homeownership Rate58.7%
Median Income$67,275
Property Tax Rate1.9%
Population2,014,059

About Insurance in Bexar County

Homeowner insurance in Bexar County, Texas costs an estimated $1,223 per year for a median-value home of $222,300. This represents approximately 1.8% of the median household income of $67,275.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.