Homeowner Insurance Costs in Collin County, TX
How much does homeowner insurance cost in Collin County? Here's what to expect.
Est. Annual Premium
$2,261
Monthly Cost
$188
Median Home Value
$411,100
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$411,100
Personal Property (C)$205,550
Liability (E)$300,000
Deductible$4,111
Cost Context
Homeownership Rate64.5%
Median Income$113,255
Property Tax Rate1.8%
Population1,079,153
About Insurance in Collin County
Homeowner insurance in Collin County, Texas costs an estimated $2,261 per year for a median-value home of $411,100. This represents approximately 2% of the median household income of $113,255.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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