Homeowner Insurance Costs in Denton County, TX
How much does homeowner insurance cost in Denton County? Here's what to expect.
Est. Annual Premium
$2,074
Monthly Cost
$173
Median Home Value
$377,000
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$377,000
Personal Property (C)$188,500
Liability (E)$300,000
Deductible$3,770
Cost Context
Homeownership Rate65.2%
Median Income$104,180
Property Tax Rate1.8%
Population914,870
About Insurance in Denton County
Homeowner insurance in Denton County, Texas costs an estimated $2,074 per year for a median-value home of $377,000. This represents approximately 2% of the median household income of $104,180.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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