Homeowner Insurance Costs in Dallas County, TX
How much does homeowner insurance cost in Dallas County? Here's what to expect.
Est. Annual Premium
$1,387
Monthly Cost
$116
Median Home Value
$252,200
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$252,200
Personal Property (C)$126,100
Liability (E)$300,000
Deductible$2,522
Cost Context
Homeownership Rate50.5%
Median Income$70,732
Property Tax Rate1.7%
Population2,604,053
About Insurance in Dallas County
Homeowner insurance in Dallas County, Texas costs an estimated $1,387 per year for a median-value home of $252,200. This represents approximately 2% of the median household income of $70,732.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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