Homeowner Insurance Costs in Tarrant County, TX

How much does homeowner insurance cost in Tarrant County? Here's what to expect.

Est. Annual Premium

$1,482

Monthly Cost

$124

Median Home Value

$269,400

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$269,400
Personal Property (C)$134,700
Liability (E)$300,000
Deductible$2,694

Cost Context

Homeownership Rate59.7%
Median Income$78,872
Property Tax Rate1.8%
Population2,113,854

About Insurance in Tarrant County

Homeowner insurance in Tarrant County, Texas costs an estimated $1,482 per year for a median-value home of $269,400. This represents approximately 1.9% of the median household income of $78,872.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.