Homeowner Insurance Costs in Esmeralda County, NV
How much does homeowner insurance cost in Esmeralda County? Here's what to expect.
Est. Annual Premium
$525
Monthly Cost
$44
Median Home Value
$95,500
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$95,500
Personal Property (C)$47,750
Liability (E)$300,000
Deductible$955
Cost Context
Homeownership Rate51.8%
Median Income$40,694
Property Tax Rate0.6%
Population980
About Insurance in Esmeralda County
Homeowner insurance in Esmeralda County, Nevada costs an estimated $525 per year for a median-value home of $95,500. This represents approximately 1.3% of the median household income of $40,694.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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