Homeowner Insurance Costs in Bell County, TX
How much does homeowner insurance cost in Bell County? Here's what to expect.
Est. Annual Premium
$1,080
Monthly Cost
$90
Median Home Value
$196,300
% of Income
1.7%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$196,300
Personal Property (C)$98,150
Liability (E)$300,000
Deductible$1,963
Cost Context
Homeownership Rate54.5%
Median Income$62,858
Property Tax Rate1.6%
Population372,821
About Insurance in Bell County
Homeowner insurance in Bell County, Texas costs an estimated $1,080 per year for a median-value home of $196,300. This represents approximately 1.7% of the median household income of $62,858.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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