Homeowner Insurance Costs in Brazos County, TX
How much does homeowner insurance cost in Brazos County? Here's what to expect.
Est. Annual Premium
$1,434
Monthly Cost
$120
Median Home Value
$260,800
% of Income
2.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$260,800
Personal Property (C)$130,400
Liability (E)$300,000
Deductible$2,608
Cost Context
Homeownership Rate46.8%
Median Income$57,562
Property Tax Rate1.7%
Population234,548
About Insurance in Brazos County
Homeowner insurance in Brazos County, Texas costs an estimated $1,434 per year for a median-value home of $260,800. This represents approximately 2.5% of the median household income of $57,562.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis