Homeowner Insurance Costs in Brooks County, TX

How much does homeowner insurance cost in Brooks County? Here's what to expect.

Est. Annual Premium

$441

Monthly Cost

$37

Median Home Value

$80,100

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$80,100
Personal Property (C)$40,050
Liability (E)$300,000
Deductible$801

Cost Context

Homeownership Rate61.2%
Median Income$30,566
Property Tax Rate1.0%
Population7,059

About Insurance in Brooks County

Homeowner insurance in Brooks County, Texas costs an estimated $441 per year for a median-value home of $80,100. This represents approximately 1.4% of the median household income of $30,566.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.