Homeowner Insurance Costs in Cameron County, TX

How much does homeowner insurance cost in Cameron County? Here's what to expect.

Est. Annual Premium

$603

Monthly Cost

$50

Median Home Value

$109,600

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$109,600
Personal Property (C)$54,800
Liability (E)$300,000
Deductible$1,096

Cost Context

Homeownership Rate65.3%
Median Income$47,435
Property Tax Rate1.7%
Population421,854

About Insurance in Cameron County

Homeowner insurance in Cameron County, Texas costs an estimated $603 per year for a median-value home of $109,600. This represents approximately 1.3% of the median household income of $47,435.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.

Homeowner Insurance Costs in Cameron County, TX | Veloqua | Veloqua