Homeowner Insurance Costs in Clay County, TX
How much does homeowner insurance cost in Clay County? Here's what to expect.
Est. Annual Premium
$768
Monthly Cost
$64
Median Home Value
$139,700
% of Income
1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$139,700
Personal Property (C)$69,850
Liability (E)$300,000
Deductible$1,397
Cost Context
Homeownership Rate81.4%
Median Income$75,227
Property Tax Rate1.4%
Population10,290
About Insurance in Clay County
Homeowner insurance in Clay County, Texas costs an estimated $768 per year for a median-value home of $139,700. This represents approximately 1% of the median household income of $75,227.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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