Homeowner Insurance Costs in Deaf Smith County, TX

How much does homeowner insurance cost in Deaf Smith County? Here's what to expect.

Est. Annual Premium

$591

Monthly Cost

$49

Median Home Value

$107,500

% of Income

1.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$107,500
Personal Property (C)$53,750
Liability (E)$300,000
Deductible$1,075

Cost Context

Homeownership Rate64.4%
Median Income$51,942
Property Tax Rate1.4%
Population18,585

About Insurance in Deaf Smith County

Homeowner insurance in Deaf Smith County, Texas costs an estimated $591 per year for a median-value home of $107,500. This represents approximately 1.1% of the median household income of $51,942.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.