Homeowner Insurance Costs in Dickens County, TX

How much does homeowner insurance cost in Dickens County? Here's what to expect.

Est. Annual Premium

$369

Monthly Cost

$31

Median Home Value

$67,000

% of Income

0.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$67,000
Personal Property (C)$33,500
Liability (E)$300,000
Deductible$670

Cost Context

Homeownership Rate82.9%
Median Income$46,638
Property Tax Rate1.2%
Population1,570

About Insurance in Dickens County

Homeowner insurance in Dickens County, Texas costs an estimated $369 per year for a median-value home of $67,000. This represents approximately 0.8% of the median household income of $46,638.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.