Homeowner Insurance Costs in Ector County, TX

How much does homeowner insurance cost in Ector County? Here's what to expect.

Est. Annual Premium

$966

Monthly Cost

$81

Median Home Value

$175,600

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$175,600
Personal Property (C)$87,800
Liability (E)$300,000
Deductible$1,756

Cost Context

Homeownership Rate64.9%
Median Income$70,566
Property Tax Rate1.3%
Population162,300

About Insurance in Ector County

Homeowner insurance in Ector County, Texas costs an estimated $966 per year for a median-value home of $175,600. This represents approximately 1.4% of the median household income of $70,566.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Texas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.