Homeowner Insurance Costs in Ellis County, TX
How much does homeowner insurance cost in Ellis County? Here's what to expect.
Est. Annual Premium
$1,517
Monthly Cost
$126
Median Home Value
$275,800
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$275,800
Personal Property (C)$137,900
Liability (E)$300,000
Deductible$2,758
Cost Context
Homeownership Rate75.9%
Median Income$93,248
Property Tax Rate1.5%
Population195,509
About Insurance in Ellis County
Homeowner insurance in Ellis County, Texas costs an estimated $1,517 per year for a median-value home of $275,800. This represents approximately 1.6% of the median household income of $93,248.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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