Homeowner Insurance Costs in Erath County, TX
How much does homeowner insurance cost in Erath County? Here's what to expect.
Est. Annual Premium
$1,208
Monthly Cost
$101
Median Home Value
$219,600
% of Income
2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$219,600
Personal Property (C)$109,800
Liability (E)$300,000
Deductible$2,196
Cost Context
Homeownership Rate63.2%
Median Income$59,654
Property Tax Rate1.3%
Population42,788
About Insurance in Erath County
Homeowner insurance in Erath County, Texas costs an estimated $1,208 per year for a median-value home of $219,600. This represents approximately 2% of the median household income of $59,654.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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